Auto Insurance and Rental Reimbursement

January 10, 2013

If you are in an automobile accident and your car is damaged, will your Cincinnati car insurance policy cover the cost of renting a car while your vehicle is being repaired?

This common question is often asked too late, after an automobile accident has already occurred. And, unfortunately, if you don’t already know the answer, then your policy most likely does not cover rental costs.

When purchasing an auto insurance policy, you’re given the option to add on an inexpensive and often overlooked type of coverage called Rental Reimbursement.

Rental reimbursement coverage usually only costs $1 or $2 extra per month with most auto insurance policies and covers the cost of renting a car while your damaged car is in the shop for repairs. Since most cars are in the shop for about two weeks after an accident, rental reimbursement can end up saving you quite a bit of money.

Unfortunately, many drivers, in their quest to get the lowest possible premium for their car insurance policy, overlook this type of coverage. But really it doesn’t cost much extra and can be worth the money, especially if you depend on your car for work.

If you’d like to discuss adding rental reimbursement coverage to your auto insurance policy, contact Burkhart Insurance Agency in Cincinnati, Ohio. We’ll help you make sure you’ve got the right coverage at the best price.

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