Category: Business Insurance Tips

  • Does a startup need business insurance?

    Startups are often running on a tight budget and are looking for any and all opportunities to save a little money, which is why the question of whether or not they need business insurance will likely come up. Unfortunately, there is no “one size fits all” answer to this question. Every business is different and should be looked at individually to determine the specific risks it faces.

    August 6, 2013

  • Do I need a commercial auto insurance policy?

    Many small business owners believe that their personal auto insurance policy will cover their car for both personal and work uses. But, in reality, they may run into problems when it comes time to file a claim.

    February 27, 2013

  • What is Business Interruption Insurance?

    Business interruption insurance compensates you for any lost income due to disaster-related damage that is covered under your property insurance policy, such as fire or windstorm damage.

    December 13, 2012

  • Do I need workers’ compensation insurance in Ohio?

    If you own a business in Ohio with one or more employees, you will need to purchase workers’ compensation insurance to ensure coverage for your employees from workplace injuries. However, there is an exception. If you are a sole proprietor, a partner in a partnership, or an individual incorporated as a corporation (with no employees), […]

    September 25, 2012

  • Home Business Insurance: Do I Need It?

    Some owners of home businesses believe their homeowners policies will cover all their home business insurance needs and, therefore, many of these entrepreneurs are uninsured. However, a home insurance policy will not cover everything related to a home business. Here are some additional areas of home business insurance coverage you may want to consider if you own and operate a business in your residence.

    January 16, 2012

  • Five Tips for Buying Business Insurance in Ohio

    Buying business insurance in Ohio is one of the best moves you can make as a business owner. The world of business is unpredictable, and you never know when you’re going to need help pushing through the tough times.

    December 19, 2011

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