Year-End Homeowners Insurance Tips for Ohio

December 11, 2012

Year-End Homeowners Insurance Tips

Photo Credit: MSVG (Creative Commons)

Your home is probably your most valuable asset. As another year draws to a close, take the time to review your Ohio homeowners insurance policy to make sure it is up-to-date for the new year. A lot can happen over the course of a year, and your homeowners insurance policy should reflect those changes.

Here are a few things to consider when reviewing your homeowners insurance policy for 2013:

  • Has the value of your home changed? Over time, the value of a well-maintained home will most likely increase. The end of the year is a good time to review your coverage and make sure it reflects the true value of your home.
  • Have you made any improvements to your home? Improvements can add significantly to the value of your home. Work with your insurance agent to assess any increases in the value of your home.
  • Are you taking advantage of multi-policy discounts? Many insurance companies offer discounts to customers who insure their home and cars through the same provider. Be sure you’re taking advantage of any multi-policy discounts your provider offers and make it a money-saving new year!
  • Have you factored in new electronics, jewelry, and other expensive gifts? Many of us receive expensive gifts during the holiday season. These should be factored into your homeowners insurance coverage so you can replace them if they are stolen or destroyed by a fire or other covered event.

The new year is fast approaching. Work with your Ohio homeowners insurance agent to make sure your covered for 2013. Contact Burkhart Insurance Agency for help reviewing your Ohio homeowners insurance policy today.

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